Built for foreigners in China · v1.0

Where did yourmoney go in China?

Track expenses, split rent, and lend money — in ¥ and your home currency. The financial OS for international students, workers, and freelancers.

Free forever tier · no card required

This month

0

+$586.50

Safe to spend

¥0
Rent30%
Food/Meituan25%
Transport/DiDi15%
Shopping/Taobao15%

Lent

¥1.2k

Group

+¥450

Saved

¥1.8k

The reality

Living in China is expensive. Keeping track is harder.

Three pain points every foreigner here has felt at least once.

WeChat + Alipay + Cash = chaos

Money exits through three apps. By month-end you can't reconstruct where ¥4,000 went.

Roommate rent splits forgotten

Utilities arrive on the 15th. Someone covers. Someone forgets. The spreadsheet rots.

Lent ¥500 to a friend and forgot

Small loans pile up between coffees and trips. Nobody asks. Nobody pays.

What it does

Yuanly makes it simple.

Built ground-up for the way money actually moves in China.

Dual Currency

See ¥ and your home currency side by side, always.

Group Expenses

Split rent, utilities, and dinners with the math handled.

Lending Tracker

Who owes you what, with optional simple interest.

Safe to Spend

Know what's left after fixed costs and outstanding loans.

Receipt Proof

Attach receipts to any transaction. Never lose evidence.

China-Native

Meituan, DiDi, Taobao, WeChat Transfer baked in.

In 3 steps

From chaos to clarity, in about a minute.

  1. 01

    Add an expense in 10 seconds

    Tap +, type amount, pick category. Done.

  2. 02

    Split with roommates automatically

    Equal, percentage, or exact — we crunch the splits.

  3. 03

    See where every yuan went

    Category breakdown, trend lines, safe-to-spend snapshot.

Pricing

Free forever. Pro when you need more.

No card required. Upgrade anytime. Cancel anytime.

Free

¥0

  • Unlimited personal transactions
  • Dual-currency display
  • Basic dashboard
  • 1 group, up to 3 members
  • Up to 3 active loans
  • 10 receipt uploads / month
Most popular

Pro

$3.99 / mo

  • Everything in Free
  • Unlimited groups + members
  • Unlimited loans + simple interest
  • Auto-settle debts
  • Advanced analytics
  • CSV / PDF export
  • Custom categories

Loved by

People living the dual-currency life.

I finally know why I'm broke by the 15th.

Lena R.

Student · Beijing

Splitting rent with two roommates used to be a spreadsheet nightmare.

Marco D.

Worker · Shanghai

I track my freelance income and my loans in one place.

Yuki T.

Freelancer · Shenzhen

Questions

Things people ask.

Yes. Database in Singapore, Clerk handles auth, row-level security enabled on every table. PIPL/GDPR posture.